EMADI APPRAISALS LTD.
Independent Real Estate Valuation & Appraisal
Defined Scope. Disciplined Judgment. Defensible Conclusions.

CERTIFIED PROPERTY VALUATION SERVICES

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354 Davenport Road, Suite 301 | Toronto, ON M5R 1K6

T: (416) 888-0909 | E: info@emadiappraisals.com

About Emadi Appraisals Ltd.

Emadi Appraisals Ltd. is a principal-led real estate appraisal and consulting firm providing independent valuation services across Ontario. The firm serves lenders, legal professionals, insurers, estate practitioners, and private clients who require defensible, well-supported appraisal reports developed for reliance.
Founded on principles of independence, analytical discipline, and professional accountability, Emadi Appraisals provides valuation services for residential and select commercial properties. Assignments support mortgage financing, estate and tax planning, matrimonial matters, litigation support, insurance, power of sale transactions, and informed real estate decision-making.
The firm operates with a clear separation between valuation and brokerage activity to preserve objectivity, independence, and professional integrity.

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| Affiliations and historic professional engagements
Emadi Appraisals

Our
Team

Emadi Appraisals is led by AIC-designated appraisers and supported by experienced AIC Candidate Members working within defined scopes of competency and supervision.

Meet the Team
Process Spinner

APPRAISAL PROCESS

While each assignment is tailored to its specific purpose, Emadi Appraisals follows a consistent, standards-driven process aligned with CUSPAP requirements.

STEP 01
ENGAGEMENT & SCOPE DEFINITION

Assignment details and scope are confirmed to align the appraisal with its intended use.

STEP 02
PROPERTY INSPECTION & DATA VERIFICATION

Physical characteristics are assessed, and property data is verified through reliable sources.

STEP 03
MARKET & PROPERTY ANALYSIS

Market evidence and comparable properties are analyzed to understand value drivers.

STEP 04
APPLICATION OF VALUATION METHODOLOGY

Appropriate valuation approaches are applied based on the property and assignment scope.

STEP 05
RECONCILIATION & PROFESSIONAL JUDGMENT

Value conclusions are reconciled using professional judgment and market behaviour.

STEP 06
REPORTING & REVIEW

Findings are documented in a clear, structured report suitable for reliance.

Emadi Services

OUR SERVICES

FINANCING
& LENDING APPRAISALS

We prepare appraisal reports for mortgage financing and lending purposes, developed with an understanding of institutional underwriting requirements and risk considerations.

ESTATE, TAX
& ADVISORY APPRAISALS

Estate and tax-related assignments require precision, documentation, and clear effective dates. Our reports are prepared for reliance in planning, compliance, and review contexts.

MATRIMONIAL
& LITIGATION APPRAISALS

We provide independent appraisal services for matters involving dispute resolution or legal proceedings, where objectivity and defensibility are essential.

POWER OF SALE
& DISTRESSED PROPERTY APPRAISALS

Emadi Appraisals provides valuation services for properties subject to power of sale and other distressed circumstances. These assignments require careful consideration of market exposure, property conditions, and non-typical sale conditions.

DEVELOPMENT
& PROJECT-BASED APPRAISALS

We provide valuation services to support development, redevelopment, and improvement-related decisions.

INSURANCE
& RISK-RELATED APPRAISALS

Insurance-related appraisal services are provided to support underwriting, coverage assessment, and post-loss matters.

INVESTMENT
& PORTFOLIO APPRAISALS

We provide valuation services for investor-owned properties and portfolios, supporting acquisition, disposition, and internal decision-making.

ADVISORY
& CONSULTING SERVICES

In addition to formal appraisal reports, Emadi Appraisals provides independent valuation advisory services where an opinion of value or market insight is required.

| REVIEWS & TESTIMONIALS
 
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We engaged Emadi Appraisals for an appraisal report. The report was structured, objective, and easy to rely upon. The defined scope and disciplined reasoning reflected strong understanding.

Real Estate Law Firm

The appraisal report was thorough, timely, and grounded in defensible market evidence. Adjustments were transparent and clearly supported. We value the reliability and professionalism demonstrated throughout the assignment.

Private Lending Client

It has been our privilege to know Howard Christie for the past 14 years. Whenever we are trying to put a value on a distinctive or challenging property, we consult him. He has consistently demonstrated professionalism, expertise, and exceptional assistance.

The Hutchinson Group

Sebastian completed several appraisal assignments for me and our bank with speed, accuracy, and accountability.

Lili Wang, BMO Mortgages

Mr. Christie completed several appraisals for my properties with accuracy and class.

Trevor McAlmont, CEO YMCA

Emadi Appraisals prepared a clear and well-supported valuation for our estate matter. The report was thorough, objective, and delivered on time, which gave us confidence throughout the process.

Estate Trustee